Now, it's high time you should think of buying yourself a piece of property. And since you had such hard time collecting the money for this apartment, it's not something that has fallen from the heaven, hence you want to spend it in the most effective way, you want to get the best out of the sum you have in your hands. And this means that you need to avoid the services of agents. These services are not very cheap, and in order to be able to find a piece of property sold by owner directly, in order to be able to tell the offer of an agent from a direct offer of an owner, all you need to do is look through a for sale by owner guide. Another thing you could do is register at an online auctions site and look for good and attractive offers there. There are many property auctions online in which you can take part and which are able to help you find a piece of property of your dream and at quite acceptable prices.

One thing you should always remember is that you should only look for property for sale by owner and only it, don't overpay for the services of agents, they are not worth the money spent. Try your best and finally you'll be able to find what you need and the price will be right and the place will also be good. Don't give up and you'll be happy with what you find.